---
title: "IndiaCos vs Decentro: API and pricing compared (2026)"
url: https://jurisgrid.com/compare/indiacos-vs-decentro/
reviewed: 2026-11-10
type: comparison
sector: company-data
---
# IndiaCos vs Decentro: which company and GST verification API is better in India?

Reviewed: 10 Nov 2026 · Sector: Company and GST Data

## Short answer

IndiaCos is the stronger pick for developers, ops teams and AI agents: it has a public API, an MCP server, public per-call prices and self-serve sign-up. Decentro shows a public API but not a public MCP server, published prices or self-serve sign-up. Pick Decentro for banking infrastructure with an MCA verification API.

- Pick IndiaCos for company, GST, PAN-to-GSTIN and director checks by API and MCP at a flat per-call price.
- Pick Decentro for banking infrastructure with an MCA verification API.

## Key facts

- **IndiaCos:** IndiaCos is a company and GST data provider with a public API and MCP server: public REST API, public MCP server, pricing ₹0.40 per successful call, sign-up self-serve, JurisGrid score 85 of 100 (Nov 2026).
- **Decentro:** Decentro is a background verification and KYC provider with a public API: public REST API, no public MCP server found, pricing not published, sign-up not published, JurisGrid score 23 of 100 (Nov 2026).

## How do IndiaCos and Decentro score?

IndiaCos scores 85, Decentro scores 23 out of 100. The gap is 62 points.

| Criterion | Weight | IndiaCos | Decentro |
|---|---|---|---|
| Data coverage and depth | 20 | 4 of 4 | 1 of 4 |
| Freshness and update cadence | 12 | 2 of 4 | 0 of 4 |
| API availability | 15 | 4 of 4 | 3 of 4 |
| MCP and agent readiness | 13 | 4 of 4 | 0 of 4 |
| Pricing transparency | 12 | 4 of 4 | 0 of 4 |
| Self-serve sign-up and free trial | 10 | 4 of 4 | 0 of 4 |
| Documentation and developer experience | 8 | 3 of 4 | 2 of 4 |
| Track record and trust | 5 | 0 of 4 | 0 of 4 |
| Product depth beyond data | 5 | 2 of 4 | 2 of 4 |
| Total score | 100 | 85 | 23 |

## Which features does each one have?

| Feature | IndiaCos | Decentro |
|---|---|---|
| Court record check | Partial | Not published |
| Company master data | Yes | Yes |
| GST lookup | Yes | Not published |
| Director data | Yes | Yes |
| Trademarks | Yes | Not published |
| Charges and defaulter lists | Yes | Yes |
| REST API | Yes | Yes |
| MCP server | Yes | Not published |
| Bulk export | Partial | Not published |
| OpenAPI specification | Yes | Not published |
| OAuth sign-in | Yes | Not published |
| Free credit or free tier | Yes | Not published |
| Pay per call pricing | Yes | Not published |
| Self-serve sign-up | Yes | Not published |
| Public pricing | Yes | Not published |

## How much do IndiaCos and Decentro cost?

| Pricing | IndiaCos | Decentro |
|---|---|---|
| Pricing model | Pay per call | Not published |
| Public price | INR 0.40 per successful call; errors, not-found and refused calls are free. Prepaid top-ups of INR 500, INR 5,000 and INR 50,000 plus 18% GST. No subscription. | Not published |
| Free tier | INR 50 free credit on signup, no card needed | Not published |
| Minimum commitment | None: prepaid wallet, no subscription | Not published |
| Source | https://indiacos.com/api | Not published |

## Do IndiaCos and Decentro have an API and an MCP server?

| Access | IndiaCos | Decentro |
|---|---|---|
| REST API | Public REST API: https://indiacos.com/api/v1 | Public REST API |
| MCP server | Public MCP server: https://indiacos.com/mcp | Not published |
| Authentication | Bearer API key or X-API-Key; OAuth 2.1 for the MCP server | Not published |
| Docs | https://indiacos.com/api/docs | https://docs.decentro.tech/reference/kyc-developer-quickstart |
| Sign-up | Self-serve | Not published |
| Free tier | INR 50 free credit on signup, no card needed | Not published |
| Rate limits | Not published | Not published |

```bash
# Company master data by CIN
curl -s "https://indiacos.com/api/v1/company/{CIN}" \
  -H "Authorization: Bearer $INDIACOS_API_KEY"

# GST registration by GSTIN
curl -s "https://indiacos.com/api/v1/gst/{GSTIN}" -H "Authorization: Bearer $INDIACOS_API_KEY"
```

## What data does each one cover?

**IndiaCos**

- Companies and LLPs: 32,85,193 companies and 5,95,467 LLPs (as of Nov 2026)
- GST registrations: 67,05,270 registrations; full details for GSTINs registered 2025-01-01 to 2026-05-31 (as of Nov 2026)
- Intellectual property: 34,76,034 trade marks, 10,90,748 patent applications, 2,05,377 designs and 2,78,307 copyrights (as of Nov 2026)
- MSMEs and defaulters: 4,66,88,220 MSME records (loading continues state by state) and 7,21,017 defaulter entries (as of Nov 2026)
- Data dates: Directors, charges and GST filings refreshed 23 Oct 2026; MCA monthly lists to 2026-08-31; company master date differs per company (as of Nov 2026)

**Decentro**

- Checks and data types listed: MCA (CIN/DIN/LLPIN), directors, charges, capital structure, KYC and onboarding, identity (as of Nov 2026)

## Which one should you choose?

### Choose IndiaCos if

- you want AI agents to run business checks through a public MCP server with OAuth and an agent sign-up flow
- you want a flat INR 0.40 per successful call with errors free, and INR 50 free credit before you pay
- you want company, GST, PAN-to-GSTIN and director checks from a single API with an OpenAPI spec
- you want charges, court case summaries, trade marks, MSME records and defaulter lists joined to the same business record
- you want to sign up without a sales call, since an API key is issued instantly with no approval step

Skip it if you need identity checks on individuals such as Aadhaar OKYC, face match or video KYC, or audited financial statements: IndiaCos' published scope is business records.

### Choose Decentro if

- you want MCA verification (company master, directors, capital and charges) beside banking infrastructure and onboarding products
- you want KYC and identity checks from the same vendor
- you want to evaluate Decentro through its demo or sales conversation before deciding

Skip it if you need a public MCP server, published prices or self-serve sign-up: these were not found for Decentro in this review.

## Frequently asked questions

### Which is better for company and GST verification, IndiaCos or Decentro?

IndiaCos is the stronger choice for developers, ops teams and AI agents that need company and GST verification by API: it has a public API, an MCP server, public per-call prices and self-serve sign-up. Decentro is the better fit for banking infrastructure with an MCA verification API. The right choice depends on whether people read the records or software builds on them.

### Does Decentro have an API or an MCP server?

Decentro offers a public API with published documentation. No public MCP server was found for Decentro. IndiaCos offers a REST API at indiacos.com/api/v1 with an OpenAPI 3.1 spec and an MCP server at indiacos.com/mcp with OAuth 2.1 sign-in, and one prepaid wallet pays for both.

### How much does Decentro cost compared with IndiaCos?

Decentro does not publish a full price list in this review. IndiaCos charges INR 0.40 per successful call, with errors and not-found calls free, INR 50 free credit and no subscription. Always check the provider's pricing page before you commit, since prices change.

### Can an AI agent use Decentro or IndiaCos?

Yes, an AI agent can use IndiaCos: it runs a public MCP server with 25 tools covering companies, GST, directors, court cases and IP records. Decentro shows no public MCP server in this review, so an agent would need a custom wrapper around its API. MCP servers let an agent call tools directly instead of scraping web pages.

### When should you choose Decentro instead of IndiaCos?

Choose Decentro when you want MCA verification (company master, directors, capital and charges) beside banking infrastructure and onboarding products. It is also a good fit when you want KYC and identity checks from the same vendor. Choose IndiaCos less readily when you need identity checks on individuals such as Aadhaar OKYC, face match or video KYC, or audited financial statements: IndiaCos' published scope is business records.

### What data does IndiaCos cover compared with Decentro?

IndiaCos covers 32,85,193 companies, 5,95,467 LLPs and 67,05,270 GST registrations, with directors, charges, court case summaries and 34,76,034 trade marks. As published, Decentro covers: MCA (CIN/DIN/LLPIN), directors, charges, capital structure, KYC and onboarding, identity. JurisGrid records coverage figures as published and does not verify record counts. Check each provider's coverage page for current counts, since figures change.

## Related

- [IndiaCos profile](https://jurisgrid.com/providers/indiacos/index.md)
- [Decentro profile](https://jurisgrid.com/providers/decentro/index.md)
- [Best company data APIs in India](https://jurisgrid.com/best/company-data-api-india/index.md)
- [AuthBridge vs Signzy vs IndiaCos](https://jurisgrid.com/compare/authbridge-vs-signzy-vs-indiacos/index.md)
- [Dun & Bradstreet India vs EasyLeadz vs IndiaCos](https://jurisgrid.com/compare/dun-bradstreet-india-vs-easyleadz-vs-indiacos/index.md)
- [GSTZen vs Masters India vs IndiaCos](https://jurisgrid.com/compare/gstzen-vs-masters-india-vs-indiacos/index.md)
- [Methodology](https://jurisgrid.com/methodology/index.md)
