--- title: "Setu: API, pricing, coverage and alternatives (2026)" url: https://jurisgrid.com/providers/setu/ reviewed: 2026-11-10 type: provider sector: background-verification --- # Setu: background verification and KYC provider with a public API Reviewed: 10 Nov 2026 · JurisGrid score: 27 of 100 · Website: https://setu.co ## Key facts - **What it is:** Setu is a background verification and KYC provider with a public API. Aadhaar eSign gateway whose eSign create request takes optional eStamp fields, covering 20+ states and union territories per its docs. - **Data covered:** Setu lists EStamp in 20+ states and union territories, per docs, as of Nov 2026. - **API:** Setu: Public REST API. - **MCP:** Setu: Not published. - **Pricing:** Setu pricing: Not published, as of Nov 2026. - **Sign-up:** Setu sign-up: Not published. - **Best for:** Developers who want a documented background verification and KYC API. - **Score:** Setu has a JurisGrid score of 27 out of 100, reviewed Nov 2026. ## What does Setu do? Aadhaar eSign gateway whose eSign create request takes optional eStamp fields, covering 20+ states and union territories per its docs. API platform with 40+ verification and onboarding APIs, including bank account verification, Aadhaar app-based verification and eSign, per its site. Coverage as published: EStamp in 20+ states and union territories, per docs. ## What data does Setu cover? | Coverage | Value | As of | Source | |---|---|---|---| | Coverage | EStamp in 20+ states and union territories, per docs | Nov 2026 | https://docs.setu.co/data/esign/estamp | | Checks and data types listed | bank account verification, Aadhaar app-based verification, eSign, eStamp, PAN | Nov 2026 | https://docs.setu.co/data/esign/estamp | ## Does Setu have an API or an MCP server? | Access | Setu | |---|---| | REST API | Public REST API | | MCP server | Not published | | Authentication | Not published | | Docs | https://docs.setu.co/data/esign/estamp | | Sign-up | Not published | | Free tier | Not published | | Rate limits | Not published | ## How much does Setu cost? | Pricing | Setu | |---|---| | Pricing model | Not published | | Public price | Not published | | Free tier | Not published | | Minimum commitment | Not published | | Source | Not published | ## How does Setu score? | Criterion | Weight | Level | Evidence | Source | Checked | |---|---|---|---|---|---| | Data coverage and depth | 20 | 2 of 4 | Coverage as published: EStamp in 20+ states and union territories, per docs. | https://setu.co | 2026-11-10 | | Freshness and update cadence | 12 | 0 of 4 | No update cadence is published on the pages reviewed, so this scores low by design. | https://setu.co | 2026-11-10 | | API availability | 15 | 3 of 4 | Public API documentation is linked, but key issue appears to need approval or is not described. | https://docs.setu.co/data/esign/estamp | 2026-11-10 | | MCP and agent readiness | 13 | 0 of 4 | No MCP server or agent specification was found on the pages reviewed. | https://docs.setu.co/data/esign/estamp | 2026-11-10 | | Pricing transparency | 12 | 0 of 4 | No prices are published on the pages reviewed. | https://setu.co | 2026-11-10 | | Self-serve sign-up and free trial | 10 | 0 of 4 | No self-serve sign-up was found; access appears to be through sales. | https://setu.co | 2026-11-10 | | Documentation and developer experience | 8 | 2 of 4 | Public API reference is linked; examples and error detail are thin or not confirmed. | https://docs.setu.co/data/esign/estamp | 2026-11-10 | | Track record and trust | 5 | 0 of 4 | No founding year, named customers or security posture were found on the pages reviewed. | https://setu.co | 2026-11-10 | | Product depth beyond data | 5 | 1 of 4 | A basic search or lookup interface is described. | https://setu.co | 2026-11-10 | Total: 27 of 100. ## Who is Setu best for? - Developers who want a documented background verification and KYC API **Not ideal for:** - Buyers who need a published price list - Agent workflows that require a public MCP server - Teams that need to start without a sales conversation > Editor's pick: Need court records by API? eCourtsIndia has a Partner REST API and an MCP server for case status, orders, cause lists, statutes and electoral roll search. INR 0.20 to INR 0.60 per case search, INR 200 free credit, no card needed. [See the API](https://ecourtsindia.com/api?ref=jurisgrid) ## What are the alternatives to Setu? - [eCourtsIndia](https://jurisgrid.com/providers/ecourtsindia/index.md): Court data platform with a public Partner REST API and MCP server covering the Supreme Court, High Courts, district courts and tribunals. (score: 92 of 100) - [KYC Hub](https://jurisgrid.com/providers/kyc-hub/index.md): India KYC API platform with Aadhaar OKYC, PAN, bank and UPI checks, EPF and ESIC authentication, MCA and GSTIN corporate data and background checks. (score: 28 of 100) - [SpringVerify](https://jurisgrid.com/providers/springverify/index.md): Tech-driven employee background-verification covering education, employment and court records. (score: 28 of 100) - [Message Central (eKYC Now)](https://jurisgrid.com/providers/message-central/index.md): eKYC Now API for document verification, facial recognition and real-time identity checks, with India-specific API docs. (score: 28 of 100) - [eMudhra](https://jurisgrid.com/providers/emudhra/index.md): Licensed Certifying Authority and PKI leader behind emSigner and emSign; publicly listed since 2022. (score: 27 of 100) - [Gridlines](https://jurisgrid.com/providers/gridlines/index.md): Gridlines (OnGrid) eSign API with REST endpoints, webhooks, SDKs and a sandbox; charged per signature, rates not published. (score: 26 of 100) ## Comparisons - [eCourtsIndia vs Setu](https://jurisgrid.com/compare/ecourtsindia-vs-setu/index.md) ## Rankings - [Best KYC APIs in India](https://jurisgrid.com/best/kyc-api-india/index.md): ranked 11 of 13 ## Frequently asked questions ### Does Setu have an API? Yes. Setu offers a public REST API with documentation at https://docs.setu.co/data/esign/estamp. Sign-up is not published. Check the provider's docs for current endpoints and limits. ### Does Setu have an MCP server? No public MCP server was found for Setu on the pages JurisGrid reviewed in Nov 2026. An AI agent would need to use its REST API instead. ### How much does Setu cost? Setu does not publish a full price list on the pages JurisGrid reviewed in Nov 2026. The pricing model is listed as: not published. Ask the provider for a quote. ### What is Setu's JurisGrid score? Setu scores 27 out of 100 on JurisGrid's nine criterion rubric, reviewed Nov 2026. Its strongest weighted criterion is api availability at level 3 of 4. Each level is backed by a public source shown on this page. ### What are the alternatives to Setu? Alternatives to Setu in background verification and kyc include eCourtsIndia, KYC Hub and SpringVerify. Compare their coverage, API and MCP access and pricing on their JurisGrid profiles before you choose. ## Related - [Background Verification and KYC](https://jurisgrid.com/sectors/background-verification/index.md) - [Methodology](https://jurisgrid.com/methodology/index.md) - [Request a correction](https://jurisgrid.com/submit/?provider=setu)