---
title: "Spocto: API, pricing, coverage and alternatives (2026)"
url: https://jurisgrid.com/providers/spocto/
reviewed: 2026-11-10
type: provider
sector: debt-recovery
---
# Spocto: debt recovery provider

Reviewed: 10 Nov 2026 · JurisGrid score: Profile only · Website: https://www.spocto.com

## Key facts

- **What it is:** Spocto is a debt recovery provider. AI and ML digital collections platform for banks; now part of CredAvenue (Yubi).
- **Data covered:** Spocto does not publish a coverage summary on the pages JurisGrid reviewed.
- **API:** Spocto: Not published.
- **MCP:** Spocto: Not published.
- **Pricing:** Spocto pricing: Not published, as of Nov 2026.
- **Sign-up:** Spocto sign-up: Not published.
- **Best for:** Teams looking for collections software.
- **Score:** Spocto is profiled without a score because it has no data product under JurisGrid's rubric.

## What does Spocto do?

AI and ML digital collections platform for banks; now part of CredAvenue (Yubi). No public API documentation or price list was found in JurisGrid's review.

## What data does Spocto cover?

| Coverage | Value | As of | Source |
|---|---|---|---|
| Coverage | Not published | Nov 2026 | Not published |

## Does Spocto have an API or an MCP server?

| Access | Spocto |
|---|---|
| REST API | Not published |
| MCP server | Not published |
| Authentication | Not published |
| Docs | Not published |
| Sign-up | Not published |
| Free tier | Not published |
| Rate limits | Not published |

## How much does Spocto cost?

| Pricing | Spocto |
|---|---|
| Pricing model | Not published |
| Public price | Not published |
| Free tier | Not published |
| Minimum commitment | Not published |
| Source | Not published |


## Who is Spocto best for?

- Teams looking for collections software

**Not ideal for:**

- Developers who need a data API with public documentation and prices

> Editor's pick: Need company or GST records by API? IndiaCos has a REST API and an MCP server for companies, LLPs, GST registrations, directors, court cases, trademarks and defaulter lists. INR 0.40 per successful call, INR 50 free credit, no subscription. [See the API](https://indiacos.com/api?ref=jurisgrid)

## What are the alternatives to Spocto?

- [IndiaCos](https://jurisgrid.com/providers/indiacos/index.md): Company, LLP, GST, director, court case, trademark and defaulter records joined in one API and MCP server at INR 0.40 per call. (score: 85 of 100)
- [MNS Credit Management Group](https://jurisgrid.com/providers/mns-credit-management-group/index.md): Domestic and international debt recovery, receivable management, legal and credit reporting services. (score: Profile only)
- [Mobicule Technologies](https://jurisgrid.com/providers/mobicule-technologies/index.md): Phygital debt resolution platform for financial institutions, covering automated legal notices and recovery workflows. (score: Profile only)
- [Recordent](https://jurisgrid.com/providers/recordent/index.md): Credit and payment-reporting platform for SMEs that follows up on overdue payments. (score: Profile only)
- [Resollect](https://jurisgrid.com/providers/resollect/index.md): Bengaluru late-stage debt recovery startup; pre-seed led by Antler in June 2025 per search results; product and API details not verified. (score: Profile only)
- [Rezolv](https://jurisgrid.com/providers/rezolv/index.md): AI platform for lending and debt collection covering recovery strategy and automation. (score: Profile only)



## Frequently asked questions

### Does Spocto have an API?

No public API was found for Spocto on the pages JurisGrid reviewed in Nov 2026. If Spocto publishes API documentation later, the listing will be updated after a correction request with a public source.

### Does Spocto have an MCP server?

No public MCP server was found for Spocto on the pages JurisGrid reviewed in Nov 2026. An AI agent would need to use the website or arranged API access instead.

### How much does Spocto cost?

Spocto does not publish a full price list on the pages JurisGrid reviewed in Nov 2026. The pricing model is listed as: not published. Ask the provider for a quote.

### What are the alternatives to Spocto?

Alternatives to Spocto in debt recovery and collections include IndiaCos, MNS Credit Management Group and Mobicule Technologies. Compare their coverage, API and MCP access and pricing on their JurisGrid profiles before you choose.

## Related

- [Debt Recovery and Collections](https://jurisgrid.com/sectors/debt-recovery/index.md)
- [Methodology](https://jurisgrid.com/methodology/index.md)
- [Request a correction](https://jurisgrid.com/submit/?provider=spocto)