IDspay: background verification and KYC provider with a public API

  • BGV / KYC
  • REST API
  • Self-serve
  • Pay per call
  • Free credit

Reviewed

JurisGrid score 52 out of 100

Key facts

What it is
IDspay is a background verification and KYC provider with a public API. Indian KYC and KYB API platform claiming 200+ APIs across Aadhaar, PAN, GSTIN, MCA/CIN, DIN and Udyam checks, with free credits and a sandbox on sign-up.
Data covered
IDspay lists Aadhaar (OTP, biometric, demographic), PAN, driving licence, voter ID, passport, video KYC, GSTIN, MCA and CIN search, DIN check, Udyam, bank statement analyzer, penny drop, credit bureau, UPI (checks and data types listed), as of Nov 2026.
API
IDspay: Public REST API.
MCP
IDspay: Not published.
Pricing
IDspay pricing: Pay per call, as of Nov 2026.
Sign-up
IDspay sign-up: Self-serve; Free credits on sign-up; amount not stated.
Best for
Developers who want a self-serve KYC and KYB API account with sandbox keys.
Score
IDspay has a JurisGrid score of 52 out of 100, reviewed Nov 2026.

What does IDspay do?

Indian KYC and KYB API platform claiming 200+ APIs across Aadhaar, PAN, GSTIN, MCA/CIN, DIN and Udyam checks, with free credits and a sandbox on sign-up.

Indian KYC and KYB API platform claiming 200+ APIs across Aadhaar, PAN, GSTIN, MCA/CIN, DIN and Udyam checks, with free credits and a sandbox on sign-up. Pay-as-you-go pricing and monthly subscription tiers are mentioned without rates. New accounts get free credits (amount not stated), sandbox keys are offered and a self-serve sign-up form is linked.

What data does IDspay cover?

IDspay lists Aadhaar (OTP, biometric, demographic), PAN, driving licence, voter ID, passport, video KYC, GSTIN, MCA and CIN search, DIN check, Udyam, bank statement analyzer, penny drop, credit bureau, UPI (checks and data types listed), as of Nov 2026.

  • Checks and data types listed: Aadhaar (OTP, biometric, demographic), PAN, driving licence, voter ID, passport, video KYC, GSTIN, MCA and CIN search, DIN check, Udyam, bank statement analyzer, penny drop, credit bureau, UPIas of Nov 2026 · Sourceopens the source page

Does IDspay have an API or an MCP server?

IDspay: Public REST API; no public MCP server found.

Access: API and MCP
AccessIDspay
REST APIPublic REST API
MCP serverNot published
AuthenticationNot published
DocsAPI docsopens the provider's docs
Sign-upSelf-serve
Free tierFree credits on sign-up; amount not stated
Rate limitsNot published

"Not published" means the provider does not state this on a public page. It is not a judgement on the product.

How much does IDspay cost?

IDspay does not publish a full price list. Pricing model: pay per call.

Pricing
PricingIDspay
Pricing modelPay per call
Public priceNot published
Free tierFree credits on sign-up; amount not stated
Minimum commitmentNot published
SourcePricing pageopens the source page

"Not published" means the provider does not state this on a public page. It is not a judgement on the product.

How does IDspay score?

IDspay scores 52 out of 100 on JurisGrid's nine criteria, from public evidence checked in Nov 2026.

Data coverage and depthweight 20%
IDspay3 of 4

Claims 200+ APIs; named checks include Aadhaar, PAN, GSTIN, MCA/CIN, DIN and Udyam (company claim). Sourceopens the source page · checked

Freshness and update cadenceweight 12%
IDspay0 of 4

No update cadence is published on the pages reviewed, so this scores low by design. Sourceopens the source page · checked

API availabilityweight 15%
IDspay4 of 4

A documentation link and a free API account sign-up form are both linked. Sourceopens the source page · checked

MCP and agent readinessweight 13%
IDspay0 of 4

No MCP server or agent specification was found on the pages reviewed. Sourceopens the source page · checked

Pricing transparencyweight 12%
IDspay1 of 4

Pay-as-you-go is mentioned but no rates are shown. Sourceopens the source page · checked

Self-serve sign-up and free trialweight 10%
IDspay4 of 4

Self-serve sign-up with free credits and sandbox keys is stated. Sourceopens the source page · checked

Documentation and developer experienceweight 8%
IDspay2 of 4

A documentation page is linked; the Explore Docs button and Postman link on the home page are placeholders. Sourceopens the source page · checked

Track record and trustweight 5%
IDspay2 of 4

Lists ISO 27001, SOC 2 Type II and ISO 9001 and customer counts as self-reported claims. Sourceopens the source page · checked

Product depth beyond dataweight 5%
IDspay2 of 4

Dashboards and an API console are described; sample data on the page appears illustrative. Sourceopens the source page · checked

Show scorecard as a table
CriterionWeightIDspay
Data coverage and depth203 of 4
Freshness and update cadence120 of 4
API availability154 of 4
MCP and agent readiness130 of 4
Pricing transparency121 of 4
Self-serve sign-up and free trial104 of 4
Documentation and developer experience82 of 4
Track record and trust52 of 4
Product depth beyond data52 of 4
Total score10052

Low levels on freshness, pricing, sign-up and docs can reflect missing public information, not a judgement that the product is poor. How we score.

Who is IDspay best for?

Developers who want a self-serve KYC and KYB API account with sandbox keys.

Best for

  • Developers who want a self-serve KYC and KYB API account with sandbox keys

Not ideal for

  • Buyers who need a published rate card
  • Agent workflows that require a public MCP server

What are the alternatives to IDspay?

Alternatives to IDspay in background verification and kyc include eCourtsIndia, Deepvue and VerifyMe.

JurisGrid score 92 out of 100

eCourtsIndia

Court data platform with a public Partner REST API and MCP server covering the Supreme Court, High Courts, district courts and tribunals.

Developers who need a documented court data REST API...AI agents that query court records through a 41 tool MCP...
JurisGrid score 62 out of 100

Deepvue

Indian KYC and KYB API platform with a prepaid wallet, a free trial and a remote MCP server that runs live PAN, company, director, court and FIR checks.

Developers who want an INR wallet, a free trial and MCP...Agent workflows that need live Indian KYC tools
JurisGrid score 54 out of 100

VerifyMe

Hosted, white-label KYC and onboarding service for India with Aadhaar via DigiLocker, PAN, bank penny-drop, face match and GSTIN checks, and public INR monthly plans.

Teams that want a hosted KYC journey with public INR...
JurisGrid score 44 out of 100

Perfios

AI-powered financial-data analysis platform for entity verification and litigation checks.

Employers and lenders who want a managed verification...
JurisGrid score 40 out of 100

Attestr

Court record check API for Indian individuals and businesses, covering Supreme Court, High Courts, district courts and tribunals through an async request flow.

Developers who want a documented background verification...
JurisGrid score 39 out of 100

Didit

Global identity verification platform with a self-serve console, a free sandbox and a published per-query price for its India PAN database validation.

Global teams that want a published per-query price and a...

Questions about IDspay

Does IDspay have an API?

Yes. IDspay offers a public REST API with documentation at https://www.idspay.in/APIServices. Sign-up is self-serve. Check the provider's docs for current endpoints and limits.

Does IDspay have an MCP server?

No public MCP server was found for IDspay on the pages JurisGrid reviewed in Nov 2026. An AI agent would need to use its REST API instead.

How much does IDspay cost?

IDspay does not publish a full price list on the pages JurisGrid reviewed in Nov 2026. The pricing model is listed as: pay per call. Ask the provider for a quote.

What is IDspay's JurisGrid score?

IDspay scores 52 out of 100 on JurisGrid's nine criterion rubric, reviewed Nov 2026. Its strongest weighted criterion is data coverage and depth at level 3 of 4. Each level is backed by a public source shown on this page.

What are the alternatives to IDspay?

Alternatives to IDspay in background verification and kyc include eCourtsIndia, Deepvue and VerifyMe. Compare their coverage, API and MCP access and pricing on their JurisGrid profiles before you choose.