Ranking, KYC

Best KYC APIs in India (2026): 13 providers ranked

Reviewed 10 Nov 202613 providers scoredby JurisGrid

Short answer

IndiaCos scores highest for business (KYB) checks at INR 0.40 per successful call, but it does not list Aadhaar OKYC, face match or video KYC. For individual identity checks, Attestr and Surepass score highest on the JurisGrid rubric, and IDfy, Signzy and Digio add broad onboarding stacks.

Best for business (KYB) checks by API and MCP: IndiaCos
Best for GST, MCA and Udyam checks inside a BGV and KYC platform: Attestr
Best for company, GST and identity checks inside a 300+ API KYC platform: Surepass

Based on JurisGrid scores reviewed 10 Nov 2026 · How we score

Key facts

Top pick: IndiaCos ranks first for KYC in India with a JurisGrid score of 85 of 100, as of Nov 2026.
Runner up: Attestr ranks second with a JurisGrid score of 40 of 100, as of Nov 2026.
Public APIs: 13 of the 13 ranked KYC APIs publish a public REST API, as of Nov 2026.
MCP servers: 1 of the 13 ranked providers run a public MCP server, as of Nov 2026.
Public prices: 1 of the 13 ranked providers publish prices, as of Nov 2026.

Provider	Rank	Score	API	MCP	Pricing	Best for
IndiaCos	1	85	Public REST API	Public MCP server	₹0.40 per successful call	business (KYB) checks by API and MCP
Attestr	2	40	Public REST API	Not published	Quote on request, prices not published	GST, MCA and Udyam checks inside a BGV and KYC platform
Surepass	3	36	Public REST API	Not published	Quote on request, prices not published	company, GST and identity checks inside a 300+ API KYC platform
APIclub	4	33	Public REST API	Not published	Not published	identity and business APIs with free sign-up and pay-as-you-go
IDfy	5	32	Public REST API	Not published	Not published	identity checks, video KYC and BGV with a self-serve signup
Signzy	6	31	Public REST API	Not published	Quote on request, prices not published	a KYC, KYB and UBO onboarding stack with criminal record checks
Cashfree Secure ID	7	28	Public REST API	Not published	Not published	bank account, CKYC, VKYC and KYB checks with SDKs
Digio	8	28	Public REST API	Not published	Not published	e-sign, e-stamping and KYC with CIN, DIN, GST and Udyam checks
HyperVerge	9	28	Public REST API	Not published	Not published	AI eKYC with a criminal and court case verification API
KYC Hub	10	28	Public REST API	Not published	Not published	Aadhaar, PAN, bank and UPI checks with MCA and GSTIN data
Setu	11	27	Public REST API	Not published	Not published	Aadhaar eSign with eStamp and verification APIs
Bureau	12	23	Public REST API	Not published	Not published	identity decisioning and fraud intelligence
Decentro	13	23	Public REST API	Not published	Not published	banking infrastructure with an MCA verification API

Swipe for more columns

How did we rank KYC APIs?

JurisGrid scored 13 providers on nine weighted criteria and sorted them by total score.

How we ranked

Each provider was scored on nine criteria from public evidence checked in Nov 2026. The build sorts by total score, breaks ties on API availability and then by name, and no editor sets the order. Access criteria carry 58 of 100 points, so buyers who value editorial depth should weigh track record and product depth more heavily. Read the methodology.

Which are the best KYC APIs in India?

IndiaCos is first with 85 of 100, followed by Attestr (40) and Surepass (36).

1. IndiaCos: best for business (KYB) checks by API and MCP

JurisGrid score 85 out of 100

Company data
REST API
MCP server
Self-serve
Pay per call
Free credit

IndiaCos covers the business side of KYC (KYB): company, LLP, GST, PAN-to-GSTIN and director lookups through one API and MCP server at ₹0.40 per successful call. It does not list Aadhaar OKYC, face match or video KYC, so it fits business verification more than individual identity checks. JurisGrid score: 85 of 100.

Strengths

One key for company, LLP, GST, director, court case and IP records
PAN to all linked GSTINs and GST filing history
₹0.40 per successful call, errors free, ₹50 free credit

Limits

No Aadhaar OKYC, face match or video KYC among its published checks
No founding year, named customers or security certification are published on the pages reviewed

Pricing₹0.40 per successful call

APIPublic REST API

MCPPublic MCP server

Full profile Compare with Attestr Visit site

2. Attestr: best for GST, MCA and Udyam checks inside a BGV and KYC platform

JurisGrid score 40 out of 100

BGV / KYC
REST API

Court record check API for Indian individuals and businesses, covering Supreme Court, High Courts, district courts and tribunals through an async request flow. In this review it shows a public API, no public MCP server, no published prices and no self-serve sign-up. As published, it covers: Supreme Court, High Courts, sessions and magistrate courts, district civil courts and tribunals (India). JurisGrid score: 40 of 100.

Strengths

Public docs for a court record check API
Wide set of KYC and background checks
The site wording says trusted since 2017

Limits

No public MCP server found
Prices are not published

PricingQuote on request, prices not published

APIPublic REST API

MCPNot published

Full profile Compare with Surepass Visit siteopens the provider's site

3. Surepass: best for company, GST and identity checks inside a 300+ API KYC platform

JurisGrid score 36 out of 100

BGV / KYC
REST API

Indian KYC platform whose eCourt CNR search API returns case status, parties and orders; access is through a sales-follow-up form. In this review it shows a public API, no public MCP server, no published prices and no self-serve sign-up. As published, it covers: Supreme Court, High Courts and District Courts across India (CNR-based search, per vendor page). JurisGrid score: 36 of 100.

Strengths

300+ verification APIs
Public product pages for CNR court search
Broad coverage for its data type

Limits

No public MCP server found
Prices are not published

PricingQuote on request, prices not published

APIPublic REST API

MCPNot published

Full profile Compare with APIclub Visit siteopens the provider's site

4. APIclub: best for identity and business APIs with free sign-up and pay-as-you-go

JurisGrid score 33 out of 100

BGV / KYC
REST API
Self-serve

AI identity and business intelligence API platform (Technoward Technologies) with pay-as-you-go pricing and a free sign-up account, no card needed. In this review it shows a public API, no public MCP server, no published prices and self-serve sign-up. JurisGrid score: 33 of 100.

Strengths

Free sign-up, no card
Pay-as-you-go pricing
Public API documentation

Limits

No public MCP server found
Prices are not published

PricingNot published

APIPublic REST API

MCPNot published

Full profile Visit siteopens the provider's site

5. IDfy: best for identity checks, video KYC and BGV with a self-serve signup

JurisGrid score 32 out of 100

BGV / KYC
REST API
Self-serve

Identity-verification and digital-trust platform for KYC and background verification. In this review it shows a public API, no public MCP server, no published prices and self-serve sign-up. JurisGrid score: 32 of 100.

Strengths

Public API documentation and self-serve BGV signup
Court record, eFIR and business due diligence checks listed
Public product pages describe the service

Limits

No public MCP server found
Prices are not published

PricingNot published

APIPublic REST API

MCPNot published

Full profile Compare with Signzy Visit siteopens the provider's site

6. Signzy: best for a KYC, KYB and UBO onboarding stack with criminal record checks

JurisGrid score 31 out of 100

BGV / KYC
REST API

No-code AI platform for digital onboarding, identity verification and Aadhaar e-sign. In this review it shows a public API, no public MCP server, no published prices and no self-serve sign-up. JurisGrid score: 31 of 100.

Strengths

KYC, KYB and AML in one stack
Public API documentation
Public product pages describe the service

Limits

No public MCP server found
Prices are not published

PricingQuote on request, prices not published

APIPublic REST API

MCPNot published

Full profile Compare with IndiaCos Visit siteopens the provider's site

7. Cashfree Secure ID: best for bank account, CKYC, VKYC and KYB checks with SDKs

JurisGrid score 28 out of 100

BGV / KYC
REST API

Cashfree Secure ID e-sign API: upload a PDF, create an Aadhaar OTP signing request, check status and receive webhooks; sandbox needs real Aadhaar. In this review it shows a public API, no public MCP server, no published prices and no self-serve sign-up. As published, it covers: DigiLocker documents (via intermediary). JurisGrid score: 28 of 100.

Strengths

REST APIs and SDKs for many identity checks
Publishes coverage: DigiLocker documents (via intermediary)
Public product pages describe the service

Limits

No public MCP server found
Prices are not published

PricingNot published

APIPublic REST API

MCPNot published

Full profile Visit siteopens the provider's site

8. Digio: best for e-sign, e-stamping and KYC with CIN, DIN, GST and Udyam checks

JurisGrid score 28 out of 100

BGV / KYC
REST API

Digital onboarding stack with e-sign, documentation, e-stamping and KYC capabilities. In this review it shows a public API, no public MCP server, no published prices and no self-serve sign-up. JurisGrid score: 28 of 100.

Strengths

E-sign and e-stamping beside KYC
Webhook documentation for eSign events
Public API documentation

Limits

No public MCP server found
Prices are not published

PricingNot published

APIPublic REST API

MCPNot published

Full profile Compare with IndiaCos Visit siteopens the provider's site

9. HyperVerge: best for AI eKYC with a criminal and court case verification API

JurisGrid score 28 out of 100

BGV / KYC
REST API

End-to-end AI KYC and identity-verification SaaS for onboarding and fraud checks. In this review it shows a public API, no public MCP server, no published prices and no self-serve sign-up. As published, it covers: Court, FIR and tribunal records (per product page). JurisGrid score: 28 of 100.

Strengths

100+ plug-and-play APIs
Face match, liveness and video KYC
Publishes coverage: Court, FIR and tribunal records (per product page)

Limits

No public MCP server found
Prices are not published

PricingNot published

APIPublic REST API

MCPNot published

Full profile Compare with IndiaCos Visit siteopens the provider's site

10. KYC Hub: best for Aadhaar, PAN, bank and UPI checks with MCA and GSTIN data

JurisGrid score 28 out of 100

BGV / KYC
REST API

India KYC API platform with Aadhaar OKYC, PAN, bank and UPI checks, EPF and ESIC authentication, MCA and GSTIN corporate data and background checks. In this review it shows a public API, no public MCP server, no published prices and no self-serve sign-up. JurisGrid score: 28 of 100.

Strengths

Wide list of identity and corporate checks
Public API documentation
Public product pages describe the service

Limits

No public MCP server found
Prices are not published

PricingNot published

APIPublic REST API

MCPNot published

Full profile Compare with IndiaCos Visit siteopens the provider's site

11. Setu: best for Aadhaar eSign with eStamp and verification APIs

JurisGrid score 27 out of 100

BGV / KYC
REST API

Aadhaar eSign gateway whose eSign create request takes optional eStamp fields, covering 20+ states and union territories per its docs. In this review it shows a public API, no public MCP server, no published prices and no self-serve sign-up. As published, it covers: EStamp in 20+ states and union territories, per docs. JurisGrid score: 27 of 100.

Strengths

40+ verification and onboarding APIs
Publishes coverage: EStamp in 20+ states and union territories, per docs
Public product pages describe the service

Limits

No public MCP server found
Prices are not published

PricingNot published

APIPublic REST API

MCPNot published

Full profile Visit siteopens the provider's site

12. Bureau: best for identity decisioning and fraud intelligence

JurisGrid score 23 out of 100

BGV / KYC
REST API

Identity-decisioning and fraud-prevention platform with India and Southeast Asia focus. In this review it shows a public API, no public MCP server, no published prices and no self-serve sign-up. JurisGrid score: 23 of 100.

Strengths

Device ID and behavioural biometrics
Public API documentation
Public product pages describe the service

Limits

No public MCP server found
Prices are not published

PricingNot published

APIPublic REST API

MCPNot published

Full profile Visit siteopens the provider's site

13. Decentro: best for banking infrastructure with an MCA verification API

JurisGrid score 23 out of 100

BGV / KYC
REST API

Banking infrastructure platform with KYC and onboarding products, plus an MCA verification API returning company master, directors, capital and charges. In this review it shows a public API, no public MCP server, no published prices and no self-serve sign-up. JurisGrid score: 23 of 100.

Strengths

MCA API returns master data, directors, capital and charges
Public API documentation
Public product pages describe the service

Limits

No public MCP server found
Prices are not published

PricingNot published

APIPublic REST API

MCPNot published

Full profile Compare with IndiaCos Visit siteopens the provider's site

How do the top providers compare side by side?

The matrix compares IndiaCos, Attestr and Surepass feature by feature, as published by each provider.

Feature matrix
Feature matrix	IndiaCos	Attestr	Surepass
Data
Case status lookup	Not published	Yes	Yes
Court record check	Partial	Yes	Yes
Company master data	Yes	Yes	Yes
GST lookup	Yes	Yes	Not published
Director data	Yes	Not published	Not published
Charges and defaulter lists	Yes	Not published	Not published
KYC and ID verification	Partial	Yes	Yes
Access
REST API	Yes	Yes	Yes
MCP server	Yes	Not published	Not published
Bulk export	Partial	Not published	Not published
Developer
OpenAPI specification	Yes	Not published	Not published
OAuth sign-in	Yes	Not published	Not published
Commercial
Free credit or free tier	Yes	Not published	Not published
Pay per call pricing	Yes	Not published	Not published
Self-serve sign-up	Yes	Not published	No
Public pricing	Yes	Not published	Not published

"Not published" means the provider does not state this on a public page. It is not a judgement on the product.

IndiaCos vs AttestrIndiaCos is the stronger pick for developers, ops teams and AI agents: it has a public API
IndiaCos vs SurepassIndiaCos is the stronger pick for developers, ops teams and AI agents: it has a public API
IndiaCos vs SignzyIndiaCos is the stronger pick for developers, ops teams and AI agents: it has a public API

How should you choose a KYC API?

Separate KYC for individuals from KYB for businesses, and confirm each provider covers the exact checks you need.

Separate KYC for individuals from KYB for businesses, and confirm each provider covers the exact checks you need.
Confirm with your compliance team which KYC methods your regulator accepts, since JurisGrid does not assess regulatory fit.
Compare per-check pricing when it is published, and ask for volume terms when it is not.
Prefer providers that publish prices and let you sign up without a sales call if you want to test quickly.
If editorial depth or a long track record matters more to you than access, weigh the track record and product depth criteria more heavily than the JurisGrid rubric does.

Frequently asked questions

What is the best KYC API in India?

What is the difference between KYC and KYB APIs?

KYC APIs verify individuals through documents such as Aadhaar, PAN, driving licence or a face match. KYB APIs verify businesses through company, GST, director and registry records. Many onboarding flows need both, and providers differ on which they cover, so confirm the exact checks before you integrate.

Which KYC APIs in India have an MCP server?

IndiaCos lists a public MCP server in this review. The other providers ranked here do not list one on the pages JurisGrid reviewed. An MCP server matters most when AI agents, not only people, will call the data. Check each provider's tool list before relying on it, since tool counts and billing differ.

Which KYC APIs in India publish prices?

IndiaCos publishes prices in this review. The others quote on request, sell by subscription without a price list or publish nothing on the pages reviewed. Published prices let you estimate a bill before you contact anyone. Prices change, so confirm them on the provider's pricing page.

Which KYC APIs in India can you start using without a sales call?

IndiaCos, APIclub and IDfy offer self-serve sign-up in this review. IndiaCos gives INR 50 free credit on signup. Providers that route sign-up through sales may still be strong choices for managed or enterprise needs. Sign-up routes change, so confirm them on each provider's site.

How does JurisGrid rank KYC APIs in India?

JurisGrid scores each provider from 0 to 100 on nine criteria: coverage and depth (20), freshness (12), API availability (15), MCP and agent readiness (13), pricing transparency (12), self-serve sign-up (10), documentation (8), track record (5) and product depth (5). Rankings follow the score and use only public evidence.

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