Setu: background verification and KYC provider with a public API

  • BGV / KYC
  • REST API

Reviewed

JurisGrid score 27 out of 100

Key facts

What it is
Setu is a background verification and KYC provider with a public API. Aadhaar eSign gateway whose eSign create request takes optional eStamp fields, covering 20+ states and union territories per its docs.
Data covered
Setu lists EStamp in 20+ states and union territories, per docs, as of Nov 2026.
API
Setu: Public REST API.
MCP
Setu: Not published.
Pricing
Setu pricing: Not published, as of Nov 2026.
Sign-up
Setu sign-up: Not published.
Best for
Developers who want a documented background verification and KYC API.
Score
Setu has a JurisGrid score of 27 out of 100, reviewed Nov 2026.

What does Setu do?

Aadhaar eSign gateway whose eSign create request takes optional eStamp fields, covering 20+ states and union territories per its docs.

Aadhaar eSign gateway whose eSign create request takes optional eStamp fields, covering 20+ states and union territories per its docs. API platform with 40+ verification and onboarding APIs, including bank account verification, Aadhaar app-based verification and eSign, per its site. Coverage as published: EStamp in 20+ states and union territories, per docs.

What data does Setu cover?

Setu lists EStamp in 20+ states and union territories, per docs, as of Nov 2026.

Does Setu have an API or an MCP server?

Setu: Public REST API; no public MCP server found.

Access: API and MCP
AccessSetu
REST APIPublic REST API
MCP serverNot published
AuthenticationNot published
DocsAPI docsopens the provider's docs
Sign-upNot published
Free tierNot published
Rate limitsNot published

"Not published" means the provider does not state this on a public page. It is not a judgement on the product.

How much does Setu cost?

Setu does not publish a full price list. Pricing model: not published.

Pricing
PricingSetu
Pricing modelNot published
Public priceNot published
Free tierNot published
Minimum commitmentNot published
SourceNot published

"Not published" means the provider does not state this on a public page. It is not a judgement on the product.

How does Setu score?

Setu scores 27 out of 100 on JurisGrid's nine criteria, from public evidence checked in Nov 2026.

Data coverage and depthweight 20%
Setu2 of 4

Coverage as published: EStamp in 20+ states and union territories, per docs. Sourceopens the source page · checked

Freshness and update cadenceweight 12%
Setu0 of 4

No update cadence is published on the pages reviewed, so this scores low by design. Sourceopens the source page · checked

API availabilityweight 15%
Setu3 of 4

Public API documentation is linked, but key issue appears to need approval or is not described. Sourceopens the source page · checked

MCP and agent readinessweight 13%
Setu0 of 4

No MCP server or agent specification was found on the pages reviewed. Sourceopens the source page · checked

Pricing transparencyweight 12%
Setu0 of 4

No prices are published on the pages reviewed. Sourceopens the source page · checked

Self-serve sign-up and free trialweight 10%
Setu0 of 4

No self-serve sign-up was found; access appears to be through sales. Sourceopens the source page · checked

Documentation and developer experienceweight 8%
Setu2 of 4

Public API reference is linked; examples and error detail are thin or not confirmed. Sourceopens the source page · checked

Track record and trustweight 5%
Setu0 of 4

No founding year, named customers or security posture were found on the pages reviewed. Sourceopens the source page · checked

Product depth beyond dataweight 5%
Setu1 of 4

A basic search or lookup interface is described. Sourceopens the source page · checked

Show scorecard as a table
CriterionWeightSetu
Data coverage and depth202 of 4
Freshness and update cadence120 of 4
API availability153 of 4
MCP and agent readiness130 of 4
Pricing transparency120 of 4
Self-serve sign-up and free trial100 of 4
Documentation and developer experience82 of 4
Track record and trust50 of 4
Product depth beyond data51 of 4
Total score10027

Low levels on freshness, pricing, sign-up and docs can reflect missing public information, not a judgement that the product is poor. How we score.

Who is Setu best for?

Developers who want a documented background verification and KYC API.

Best for

  • Developers who want a documented background verification and KYC API

Not ideal for

  • Buyers who need a published price list
  • Agent workflows that require a public MCP server
  • Teams that need to start without a sales conversation

What are the alternatives to Setu?

Alternatives to Setu in background verification and kyc include eCourtsIndia, KYC Hub and SpringVerify.

JurisGrid score 92 out of 100

eCourtsIndia

Court data platform with a public Partner REST API and MCP server covering the Supreme Court, High Courts, district courts and tribunals.

Developers who need a documented court data REST API...AI agents that query court records through a 41 tool MCP...
JurisGrid score 28 out of 100

KYC Hub

India KYC API platform with Aadhaar OKYC, PAN, bank and UPI checks, EPF and ESIC authentication, MCA and GSTIN corporate data and background checks.

Developers who want a documented background verification...
JurisGrid score 28 out of 100

SpringVerify

Tech-driven employee background-verification covering education, employment and court records.

Developers who want a documented background verification...
JurisGrid score 28 out of 100

Message Central (eKYC Now)

eKYC Now API for document verification, facial recognition and real-time identity checks, with India-specific API docs.

Teams that want to look at this source before comparing...
JurisGrid score 27 out of 100

eMudhra

Licensed Certifying Authority and PKI leader behind emSigner and emSign; publicly listed since 2022.

Employers and lenders who want a managed verification...
JurisGrid score 26 out of 100

Gridlines

Gridlines (OnGrid) eSign API with REST endpoints, webhooks, SDKs and a sandbox; charged per signature, rates not published.

Developers who want a documented background verification...

How does Setu compare with other providers?

Setu appears in 1 JurisGrid comparison.

Where does Setu rank?

Setu appears in 1 JurisGrid ranking.

Questions about Setu

Does Setu have an API?

Yes. Setu offers a public REST API with documentation at https://docs.setu.co/data/esign/estamp. Sign-up is not published. Check the provider's docs for current endpoints and limits.

Does Setu have an MCP server?

No public MCP server was found for Setu on the pages JurisGrid reviewed in Nov 2026. An AI agent would need to use its REST API instead.

How much does Setu cost?

Setu does not publish a full price list on the pages JurisGrid reviewed in Nov 2026. The pricing model is listed as: not published. Ask the provider for a quote.

What is Setu's JurisGrid score?

Setu scores 27 out of 100 on JurisGrid's nine criterion rubric, reviewed Nov 2026. Its strongest weighted criterion is api availability at level 3 of 4. Each level is backed by a public source shown on this page.

What are the alternatives to Setu?

Alternatives to Setu in background verification and kyc include eCourtsIndia, KYC Hub and SpringVerify. Compare their coverage, API and MCP access and pricing on their JurisGrid profiles before you choose.