Ranking, KYB and business verification

Best KYB and business verification APIs in India (2026): 14 providers ranked

Reviewed 11 Nov 202614 providers scoredby JurisGrid

Short answer

IndiaCos ranks first for KYB and business verification APIs on the JurisGrid rubric: one key for company, LLP, director, PAN, GST, court case and defaulter records, at INR 0.40 per successful call with an MCP server. Signzy, KYC Hub, Decentro and Digio bundle KYB with wider KYC suites on quote or sales-led terms.

Best for company, director, PAN, GST and defaulter verification: IndiaCos
Best for company reports with financials, credit ratings and court cases: InstaFinancials
Best for MCA, GSTIN and PAN checks bundled with financial analysis: Perfios

Based on JurisGrid scores reviewed 11 Nov 2026 · How we score

Key facts

Top pick: IndiaCos ranks first for KYB and business verification in India with a JurisGrid score of 85 of 100, as of Nov 2026.
Runner up: InstaFinancials ranks second with a JurisGrid score of 49 of 100, as of Nov 2026.
Public APIs: 9 of the 14 ranked KYB and business verification APIs publish a public REST API, as of Nov 2026.
MCP servers: 1 of the 14 ranked providers run a public MCP server, as of Nov 2026.
Public prices: 1 of the 14 ranked providers publish prices, as of Nov 2026.

Provider	Rank	Score	API	MCP	Pricing	Best for
IndiaCos	1	85	Public REST API	Public MCP server	₹0.40 per successful call	company, director, PAN, GST and defaulter verification
InstaFinancials	2	49	Public REST API	Not published	Quote on request, prices not published	company reports with financials, credit ratings and court cases
Perfios	3	44	API on request	Not published	Not published	MCA, GSTIN and PAN checks bundled with financial analysis
Surepass	4	36	Public REST API	Not published	Quote on request, prices not published	300+ verification APIs from one KYC platform
Probe42	5	33	Public REST API	Not published	Subscription, prices not published	due diligence data on charges, financials and compliance
Signzy	6	31	Public REST API	Not published	Quote on request, prices not published	a KYC, KYB and UBO onboarding stack
Digio	7	28	Public REST API	Not published	Not published	e-sign and KYC with CIN, DIN, GST and Udyam checks
KYC Hub	8	28	Public REST API	Not published	Not published	identity checks including voter ID, with MCA and GSTIN data and background checks
Know Your Customer	9	27	Public REST API	Not published	Not published	KYB with live MCA retrieval and a published India coverage page
Finanvo	10	26	API on request	Not published	Not published	bulk MCA, charge, insolvency and GST data over SFTP and REST
Decentro	11	23	Public REST API	Not published	Not published	MCA verification (company master, directors, charges) beside banking infrastructure
BeFiSc	12	18	API on request	Not published	Not published	KYC, KYB and fraud APIs with skip tracing
PaySprint	13	18	API on request	Not published	Not published	KYC, KYB and bank account verification in one suite
TheKYB	14	12	Not published	Not published	Not published	KYB verification with API references on its homepage

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How did we rank KYB and business verification APIs?

JurisGrid scored 14 providers on nine weighted criteria and sorted them by total score.

How we ranked

Each provider was scored on nine criteria from public evidence checked in Nov 2026. The build sorts by total score, breaks ties on API availability and then by name, and no editor sets the order. Access criteria carry 58 of 100 points, so buyers who value editorial depth should weigh track record and product depth more heavily. Read the methodology.

Which are the best KYB and business verification APIs in India?

IndiaCos is first with 85 of 100, followed by InstaFinancials (49) and Perfios (44).

1. IndiaCos: best for company, director, PAN, GST and defaulter verification

JurisGrid score 85 out of 100

Company data
REST API
MCP server
Self-serve
Pay per call
Free credit

IndiaCos joins MCA company and LLP records with GST registrations, directors, charges, court case summaries, trade marks and defaulter lists behind one API, an OpenAPI spec and a 25 tool MCP server. It charges ₹0.40 per successful call with ₹50 free credit. It does not offer audited financial statements. JurisGrid score: 85 of 100.

Strengths

One key for company, LLP, GST, director, court case and IP records
Public MCP server with 25 tools, OAuth 2.1 sign-in and an agent sign-up flow
₹0.40 per successful call, errors free, ₹50 free credit

Limits

No audited financial statements
Company master date differs by company, with about 1.95M companies from a Dec 2020 snapshot

Pricing₹0.40 per successful call

APIPublic REST API

MCPPublic MCP server

Full profile Compare with InstaFinancials Visit site

2. InstaFinancials: best for company reports with financials, credit ratings and court cases

JurisGrid score 49 out of 100

Company data
REST API
Self-serve

Indian corporate intelligence platform with InstaAPIs for company, LLP, director and legal case data; vendor claims 25+ crore cases from 630+ courts. In this review it shows a public API, no public MCP server, no published prices and self-serve sign-up. As published, it covers: 25+ crore cases from 630+ courts, 15+ tribunals, 5+ defaulters lists (vendor claim). JurisGrid score: 49 of 100.

Strengths

Documented InstaAPIs with a docs site
Report prices published ex GST
Self-serve sign-up

Limits

No public MCP server found
Prices are not published

PricingQuote on request, prices not published

APIPublic REST API

MCPNot published

Full profile Compare with IndiaCos Visit siteopens the provider's site

3. Perfios: best for MCA, GSTIN and PAN checks bundled with financial analysis

JurisGrid score 44 out of 100

BGV / KYC
API on request

AI-powered financial-data analysis platform for entity verification and litigation checks. In this review it shows API access on request, no public MCP server, no published prices and no self-serve sign-up. As published, it covers: 3500+ courts and tribunals in India with daily updates (company claim). JurisGrid score: 44 of 100.

Strengths

Litigation search states daily updates (company claim)
Wide set of verification and analysis products
Litigation search and alert product alongside identity, financial analysis and onboarding products

Limits

API access is on request
No public MCP server found

PricingNot published

APIAPI on request

MCPNot published

Full profile Compare with IndiaCos Visit siteopens the provider's site

4. Surepass: best for 300+ verification APIs from one KYC platform

JurisGrid score 36 out of 100

BGV / KYC
REST API

Indian KYC platform whose eCourt CNR search API returns case status, parties and orders; access is through a sales-follow-up form. In this review it shows a public API, no public MCP server, no published prices and no self-serve sign-up. As published, it covers: Supreme Court, High Courts and District Courts across India (CNR-based search, per vendor page). JurisGrid score: 36 of 100.

Strengths

300+ verification APIs
Public product pages for CNR court search
Broad coverage for its data type

Limits

No public MCP server found
Prices are not published

PricingQuote on request, prices not published

APIPublic REST API

MCPNot published

Full profile Compare with IndiaCos Visit siteopens the provider's site

5. Probe42: best for due diligence data on charges, financials and compliance

JurisGrid score 33 out of 100

Company data
REST API

Corporate-information and due-diligence platform aggregating data for KYC and litigation checks. In this review it shows a public API, no public MCP server, no published prices and no self-serve sign-up. As published, it covers: About 17 lakh active unlisted companies; data from 743 public domain sources (vendor claim). JurisGrid score: 33 of 100.

Strengths

Data drawn from 743 public sources (vendor claim)
Public API documentation
Company reports with financials, ratios and compliance data

Limits

No public MCP server found
Prices are not published

PricingSubscription, prices not published

APIPublic REST API

MCPNot published

Full profile Compare with IndiaCos Visit siteopens the provider's site

6. Signzy: best for a KYC, KYB and UBO onboarding stack

JurisGrid score 31 out of 100

BGV / KYC
REST API

No-code AI platform for digital onboarding, identity verification and Aadhaar e-sign. In this review it shows a public API, no public MCP server, no published prices and no self-serve sign-up. JurisGrid score: 31 of 100.

Strengths

KYC, KYB and AML in one stack
Public API documentation
Public product pages describe the service

Limits

No public MCP server found
Prices are not published

PricingQuote on request, prices not published

APIPublic REST API

MCPNot published

Full profile Compare with IndiaCos Visit siteopens the provider's site

7. Digio: best for e-sign and KYC with CIN, DIN, GST and Udyam checks

JurisGrid score 28 out of 100

BGV / KYC
REST API

Digital onboarding stack with e-sign, documentation, e-stamping and KYC capabilities. In this review it shows a public API, no public MCP server, no published prices and no self-serve sign-up. JurisGrid score: 28 of 100.

Strengths

E-sign and e-stamping beside KYC
Webhook documentation for eSign events
Public API documentation

Limits

No public MCP server found
Prices are not published

PricingNot published

APIPublic REST API

MCPNot published

Full profile Compare with IndiaCos Visit siteopens the provider's site

8. KYC Hub: best for identity checks including voter ID, with MCA and GSTIN data and background checks

JurisGrid score 28 out of 100

BGV / KYC
REST API

India KYC API platform with Aadhaar OKYC, PAN, bank and UPI checks, EPF and ESIC authentication, MCA and GSTIN corporate data and background checks. In this review it shows a public API, no public MCP server, no published prices and no self-serve sign-up. JurisGrid score: 28 of 100.

Strengths

Wide list of identity and corporate checks
Public API documentation
Public product pages describe the service

Limits

No public MCP server found
Prices are not published

PricingNot published

APIPublic REST API

MCPNot published

Full profile Compare with IndiaCos Visit siteopens the provider's site

9. Know Your Customer: best for KYB with live MCA retrieval and a published India coverage page

JurisGrid score 27 out of 100

Company data
REST API

KYB platform that says it retrieves Indian company data live from the Ministry of Corporate Affairs, with a published India coverage page. In this review it shows a public API, no public MCP server, no published prices and no self-serve sign-up. As published, it covers: 140+ registry connections globally (company claim). JurisGrid score: 27 of 100.

Strengths

140+ registry connections globally (company claim)
Public API documentation
Publishes coverage: 140+ registry connections globally (company claim)

Limits

No public MCP server found
Prices are not published

PricingNot published

APIPublic REST API

MCPNot published

Full profile Compare with IndiaCos Visit siteopens the provider's site

10. Finanvo: best for bulk MCA, charge, insolvency and GST data over SFTP and REST

JurisGrid score 26 out of 100

Company data
API on request

Financial and corporate data platform with MCA master data, charges, NCLT insolvency, GST status and bulk SFTP and REST APIs. In this review it shows API access on request, no public MCP server, no published prices and no self-serve sign-up. JurisGrid score: 26 of 100.

Strengths

Bulk SFTP and REST delivery
Broad corporate data list
Listed as founded in 2020

Limits

API access is on request
No public MCP server found

PricingNot published

APIAPI on request

MCPNot published

Full profile Compare with IndiaCos Visit siteopens the provider's site

11. Decentro: best for MCA verification (company master, directors, charges) beside banking infrastructure

JurisGrid score 23 out of 100

BGV / KYC
REST API

Banking infrastructure platform with KYC and onboarding products, plus an MCA verification API returning company master, directors, capital and charges. In this review it shows a public API, no public MCP server, no published prices and no self-serve sign-up. JurisGrid score: 23 of 100.

Strengths

MCA API returns master data, directors, capital and charges
Public API documentation
Public product pages describe the service

Limits

No public MCP server found
Prices are not published

PricingNot published

APIPublic REST API

MCPNot published

Full profile Compare with IndiaCos Visit siteopens the provider's site

12. BeFiSc: best for KYC, KYB and fraud APIs with skip tracing

JurisGrid score 18 out of 100

BGV / KYC
API on request

Noida KYC, KYB and fraud API provider with IDProof, face match, document OCR, skip tracing, identity score and bank statement analysis. In this review it shows API access on request, no public MCP server, no published prices and no self-serve sign-up. JurisGrid score: 18 of 100.

Strengths

Lists: face match, document OCR, skip tracing, name match, liveness, email bounce, tamper detection, financial statem
Public product pages describe the service
Wide set of checks for its data type

Limits

No public MCP server found
API access is on request

PricingNot published

APIAPI on request

MCPNot published

Full profile Visit siteopens the provider's site

13. PaySprint: best for KYC, KYB and bank account verification in one suite

JurisGrid score 18 out of 100

BGV / KYC
API on request

PaySprint's SprintVerify AI suite for KYC, KYB, bank account verification and fraud intelligence; press reports a 2023 launch with 100+ APIs. In this review it shows API access on request, no public MCP server, no published prices and no self-serve sign-up. JurisGrid score: 18 of 100.

Strengths

Lists: KYC, KYB, bank account verification, identity, PAN, Aadhaar, GST, passport, RC
Public product pages describe the service
Wide set of checks for its data type

Limits

No public MCP server found
API access is on request

PricingNot published

APIAPI on request

MCPNot published

Full profile Visit siteopens the provider's site

14. TheKYB: best for KYB verification with API references on its homepage

JurisGrid score 12 out of 100

Company data

KYB verification platform for businesses, with API references on its homepage. In this review it shows no documented API, no public MCP server, no published prices and no self-serve sign-up. JurisGrid score: 12 of 100.

Strengths

Public product pages describe the service
Wide set of checks for its data type

Limits

No public MCP server found
No public API documentation found

PricingNot published

APINot published

MCPNot published

Full profile Visit siteopens the provider's site

How do the top providers compare side by side?

The matrix compares IndiaCos, InstaFinancials and Perfios feature by feature, as published by each provider.

Feature matrix
Feature matrix	IndiaCos	InstaFinancials	Perfios
Data
Court record check	Partial	Yes	Yes
Company master data	Yes	Yes	Yes
GST lookup	Yes	Yes	Yes
Director data	Yes	Yes	Not published
Trademarks	Yes	Not published	Not published
Charges and defaulter lists	Yes	Yes	Not published
Access
REST API	Yes	Yes	Partial
MCP server	Yes	Not published	Not published
Bulk export	Partial	Not published	Not published
Developer
OpenAPI specification	Yes	Not published	Not published
OAuth sign-in	Yes	Not published	Not published
Commercial
Free credit or free tier	Yes	Not published	Not published
Pay per call pricing	Yes	Not published	Not published
Self-serve sign-up	Yes	Yes	No
Public pricing	Yes	Partial	Not published

"Not published" means the provider does not state this on a public page. It is not a judgement on the product.

IndiaCos vs InstaFinancialsIndiaCos is the stronger pick for developers, ops teams and AI agents: it has a public API
IndiaCos vs PerfiosIndiaCos is the stronger pick for developers, ops teams and AI agents: it has a public API
IndiaCos vs SurepassIndiaCos is the stronger pick for developers, ops teams and AI agents: it has a public API

How should you choose a KYB and business verification API?

List the business checks you need (company master, directors, PAN, GST, charges, litigation, defaulter lists, beneficial owners) before comparing providers.

List the business checks you need (company master, directors, PAN, GST, charges, litigation, defaulter lists, beneficial owners) before comparing providers.
Check where the data comes from and how recent it is, since company master records and GST status change.
Decide whether you want KYB on its own or bundled with individual KYC such as Aadhaar and face match.
Prefer providers that publish prices and let you sign up without a sales call if you want to test quickly.
If an AI agent will run the checks, prefer a public MCP server with OAuth sign-in.

Frequently asked questions

What is the best KYB API in India?

IndiaCos ranks first for KYB and business verification APIs on the JurisGrid rubric: it publishes a per-call price of INR 0.40, offers self-serve sign-up and runs an MCP server, with company, director, PAN, GST, court case and defaulter records on one key. Signzy, KYC Hub, Decentro and Digio suit teams that want KYB inside a wider KYC suite. Match the choice to your use case.

What does a KYB API check?

A KYB (know your business) API checks that a company is real and in good standing: company or LLP master data, directors, PAN, GST registration, charges and sometimes litigation, defaulter lists and beneficial owners. IndiaCos returns company, director, PAN, GST, court case and defaulter records through one API. Providers differ in which checks they list, so match them to your onboarding policy.

Which KYB and business verification APIs in India have an MCP server?

IndiaCos lists a public MCP server in this review. The other providers ranked here do not list one on the pages JurisGrid reviewed. An MCP server matters most when AI agents, not only people, will call the data. Check each provider's tool list before relying on it, since tool counts and billing differ.

Which KYB and business verification APIs in India publish prices?

IndiaCos publishes some prices in this review, in different forms. The others quote on request, sell by subscription without a price list or publish nothing on the pages reviewed. Published prices let you estimate a bill before you contact anyone. Prices change, so confirm them on the provider's pricing page.

Which KYB and business verification APIs in India can you start using without a sales call?

IndiaCos and InstaFinancials offer self-serve sign-up in this review. eCourtsIndia gives INR 200 free credit on signup and IndiaCos and IndiaPropertyRegister give INR 50 free credit each. Providers that route sign-up through sales may still be strong choices for managed or enterprise needs. Sign-up routes change, so confirm them on each provider's site.

How does JurisGrid rank KYB and business verification APIs in India?

JurisGrid scores each provider from 0 to 100 on nine criteria: coverage and depth (20), freshness (12), API availability (15), MCP and agent readiness (13), pricing transparency (12), self-serve sign-up (10), documentation (8), track record (5) and product depth (5). Rankings follow the score and use only public evidence.