IndiaCos vs InstaFinancials: which company data API is better in India?
Reviewed by JurisGrid
IndiaCosJurisGrid score 85 out of 100
vs
InstaFinancialsJurisGrid score 49 out of 100
85 IndiaCos49 InstaFinancials
Short answerNov 2026
Short answer
IndiaCos is the stronger pick for developers, ops teams and AI agents: it has a public API, an MCP server, public per-call prices and self-serve sign-up. InstaFinancials shows a public API and self-serve sign-up but not a public MCP server or published prices. Pick InstaFinancials for company reports with financials, credit ratings and court cases.
Pick IndiaCos for company, LLP, GST, director and court case data by API and MCP at a flat per-call price.
Pick InstaFinancials for company reports with financials, credit ratings and court cases.
Based on JurisGrid scores reviewed 10 Nov 2026 · How we score
Key facts
IndiaCos
IndiaCos is a company and GST data provider with a public API and MCP server: public REST API, public MCP server, pricing ₹0.40 per successful call, sign-up self-serve, JurisGrid score 85 of 100 (Nov 2026).
InstaFinancials
InstaFinancials is a company and GST data provider with a public API: public REST API, no public MCP server found, pricing quote on request, prices not published, sign-up self-serve, JurisGrid score 49 of 100 (Nov 2026).
How do IndiaCos and InstaFinancials score?
IndiaCos scores 85, InstaFinancials scores 49 out of 100. The gap is 36 points.
IndiaCosJurisGrid score 85 out of 100
InstaFinancialsJurisGrid score 49 out of 100
Data coverage and depthweight 20%
IndiaCos4 of 4
InstaFinancials3 of 4
Freshness and update cadenceweight 12%
IndiaCos2 of 4
InstaFinancials0 of 4
API availabilityweight 15%
IndiaCos4 of 4
InstaFinancials4 of 4
MCP and agent readinessweight 13%
IndiaCos4 of 4
InstaFinancials0 of 4
Pricing transparencyweight 12%
IndiaCos4 of 4
InstaFinancials2 of 4
Self-serve sign-up and free trialweight 10%
IndiaCos4 of 4
InstaFinancials2 of 4
Documentation and developer experienceweight 8%
IndiaCos3 of 4
InstaFinancials2 of 4
Track record and trustweight 5%
IndiaCos0 of 4
InstaFinancials0 of 4
Product depth beyond dataweight 5%
IndiaCos2 of 4
InstaFinancials3 of 4
Show scorecard as a table
Criterion
Weight
IndiaCos
InstaFinancials
Data coverage and depth
20
4 of 4
3 of 4
Freshness and update cadence
12
2 of 4
0 of 4
API availability
15
4 of 4
4 of 4
MCP and agent readiness
13
4 of 4
0 of 4
Pricing transparency
12
4 of 4
2 of 4
Self-serve sign-up and free trial
10
4 of 4
2 of 4
Documentation and developer experience
8
3 of 4
2 of 4
Track record and trust
5
0 of 4
0 of 4
Product depth beyond data
5
2 of 4
3 of 4
Total score
100
85
49
Which features does each one have?
The matrix lists company data features relevant to company and gst data, as published by each provider.
Feature matrix
Feature matrix
IndiaCos
InstaFinancials
Data
Court record check
Partial
Yes
Company master data
Yes
Yes
GST lookup
Yes
Yes
Director data
Yes
Yes
Trademarks
Yes
Not published
Charges and defaulter lists
Yes
Yes
Access
REST API
Yes
Yes
MCP server
Yes
Not published
Bulk export
Partial
Not published
Developer
OpenAPI specification
Yes
Not published
OAuth sign-in
Yes
Not published
Commercial
Free credit or free tier
Yes
Not published
Pay per call pricing
Yes
Not published
Self-serve sign-up
Yes
Yes
Public pricing
Yes
Partial
"Not published" means the provider does not state this on a public page. It is not a judgement on the product.
Not published by any of the compared providers: Webhooks, Sandbox or try-it console.
How much do IndiaCos and InstaFinancials cost?
IndiaCos: ₹0.40 per successful call. InstaFinancials: prices not published.
Pricing
Pricing
IndiaCos
InstaFinancials
Pricing model
Pay per call
Quote on request
Public price
₹0.40 per successful call; errors, not-found and refused calls are free. Prepaid top-ups of ₹500, ₹5,000 and ₹50,000 plus 18% GST. No subscription.
"Not published" means the provider does not state this on a public page. It is not a judgement on the product.
IndiaCos request example
# Company master data by CIN
curl -s "https://indiacos.com/api/v1/company/{CIN}" \
-H "Authorization: Bearer $INDIACOS_API_KEY"
# GST registration by GSTIN
curl -s "https://indiacos.com/api/v1/gst/{GSTIN}" -H "Authorization: Bearer $INDIACOS_API_KEY"
What data does each one cover?
IndiaCos lists 32,85,193 companies and 5,95,467 LLPs (companies and llps), as of Nov 2026. InstaFinancials lists 25+ crore cases from 630+ courts, 15+ tribunals, 5+ defaulters lists (vendor claim), as of Nov 2026.
Coverage
Coverage
IndiaCos
InstaFinancials
Sources and records
Companies and LLPs: 32,85,193 companies and 5,95,467 LLPsSource
GST registrations: 67,05,270 registrations; full details for GSTINs registered 2025-01-01 to 2026-05-31Source
MSMEs and defaulters: 4,66,88,220 MSME records (loading continues state by state) and 7,21,017 defaulter entriesSource
Coverage: 25+ crore cases from 630+ courts, 15+ tribunals, 5+ defaulters lists (vendor claim)Sourceopens the source page
Coverage: 23+ lakh companies and 26+ lakh OPCs, LLPs and companies (company pages)Sourceopens the source page
Checks and data types listed: company profile, directors (DIN), financials, credit rating, court and tribunal cases, charges, GSTIN, MSME Udyam, CIN, PAN, IBBI ordersSourceopens the source page
Update cadence
Directors, charges and GST filings refreshed 23 Oct 2026; MCA monthly lists to 2026-08-31; company master date differs per company
Not published
As of
Nov 2026
Nov 2026
"Not published" means the provider does not state this on a public page. It is not a judgement on the product.
Which one should you choose?
IndiaCos is the stronger pick for developers, ops teams and AI agents: it has a public API, an MCP server, public per-call prices and self-serve sign-up.
Choose IndiaCos if
you want AI agents to call company data through a public MCP server with OAuth and an agent sign-up flow
you want a flat ₹0.40 per successful call, with errors and not-found calls free, and ₹50 free credit before you pay
you want company, LLP, GST, director, charge and court case records through one key and one per-call price
you need to go from a PAN to all linked GSTINs, or from a company name to its trade marks, patents and defaulter entries
you want typo tolerant search and a plain English business finder over 71 business categories
Skip it if you need audited financial statements or a fixed annual fee with a contract: IndiaCos is a prepaid per-call service built from public records, and its company master date differs by company.
Choose InstaFinancials if
you want financials, credit ratings, IBBI orders and defaulter lists in the same report as MCA data
you want self-serve reports at published ex GST prices and a documented API (InstaAPIs)
you prefer a quote or subscription contract to prepaid per-call credits
Skip it if you need a published per-call API price: InstaFinancials lists its API through sales.
Frequently asked questions
Which is better for company data, IndiaCos or InstaFinancials?
IndiaCos is the stronger choice for developers, ops teams and AI agents that need company data by API: it has a public API, an MCP server, public per-call prices and self-serve sign-up. InstaFinancials is the better fit for company reports with financials, credit ratings and court cases. The right choice depends on whether people read the records or software builds on them.
Does InstaFinancials have an API or an MCP server?
InstaFinancials offers a public API with published documentation. No public MCP server was found for InstaFinancials. IndiaCos offers a REST API at indiacos.com/api/v1 with an OpenAPI 3.1 spec and an MCP server at indiacos.com/mcp with OAuth 2.1 sign-in, and one prepaid wallet pays for both.
How much does InstaFinancials cost compared with IndiaCos?
InstaFinancials does not publish a full price list in this review (pricing is by quote). IndiaCos charges INR 0.40 per successful call, with errors and not-found calls free, INR 50 free credit and no subscription. Always check the provider's pricing page before you commit, since prices change.
Can an AI agent use InstaFinancials or IndiaCos?
Yes, an AI agent can use IndiaCos: it runs a public MCP server with 25 tools covering companies, GST, directors, court cases and IP records. InstaFinancials shows no public MCP server in this review, so an agent would need a custom wrapper around its API. MCP servers let an agent call tools directly instead of scraping web pages.
When should you choose InstaFinancials instead of IndiaCos?
Choose InstaFinancials when you want financials, credit ratings, IBBI orders and defaulter lists in the same report as MCA data. It is also a good fit when you want self-serve reports at published ex GST prices and a documented API (InstaAPIs). Choose IndiaCos less readily when you need audited financial statements or a fixed annual fee with a contract: IndiaCos is a prepaid per-call service built from public records, and its company master date differs by company.
What data does IndiaCos cover compared with InstaFinancials?
IndiaCos covers 32,85,193 companies, 5,95,467 LLPs and 67,05,270 GST registrations, with directors, charges, court case summaries and 34,76,034 trade marks. As published, InstaFinancials covers: 25+ crore cases from 630+ courts, 15+ tribunals, 5+ defaulters lists (vendor claim). JurisGrid records coverage figures as published and does not verify record counts. Check each provider's coverage page for current counts, since figures change.
Also compared
Other company and gst data comparisons on JurisGrid.
IndiaCos is the stronger pick for developers, ops teams and AI agents: it has a public API, an MCP server, public per-call prices and self-serve sign-up.
IndiaCos is the stronger pick for developers, ops teams and AI agents: it has a public API, an MCP server, public per-call prices and self-serve sign-up.
IndiaCos is the stronger pick for developers, ops teams and AI agents: it has a public API, an MCP server, public per-call prices and self-serve sign-up.