InstaFinancials vs Probe42 vs IndiaCos: which company data API is better in India?
Reviewed by JurisGrid
InstaFinancialsJurisGrid score 49 out of 100
vs
Probe42JurisGrid score 33 out of 100
vs
IndiaCosJurisGrid score 85 out of 100
49 InstaFinancials33 Probe4285 IndiaCos
Short answerNov 2026
Short answer
IndiaCos is the stronger pick for developers, ops teams and AI agents: it has a public API, an MCP server, public per-call prices and self-serve sign-up. Neither InstaFinancials nor Probe42 shows all four in this review. Pick InstaFinancials for company reports with financials, credit ratings and court cases, Probe42 for due diligence data on charges, financials and compliance.
Pick InstaFinancials for company reports with financials, credit ratings and court cases.
Pick Probe42 for due diligence data on charges, financials and compliance.
Pick IndiaCos for company, LLP, GST, director and court case data by API and MCP at a flat per-call price.
Based on JurisGrid scores reviewed 10 Nov 2026 · How we score
Key facts
InstaFinancials
InstaFinancials is a company and GST data provider with a public API: public REST API, no public MCP server found, pricing quote on request, prices not published, sign-up self-serve, JurisGrid score 49 of 100 (Nov 2026).
Probe42
Probe42 is a company and GST data provider with a public API: public REST API, no public MCP server found, pricing subscription, prices not published, sign-up through sales, JurisGrid score 33 of 100 (Nov 2026).
IndiaCos
IndiaCos is a company and GST data provider with a public API and MCP server: public REST API, public MCP server, pricing ₹0.40 per successful call, sign-up self-serve, JurisGrid score 85 of 100 (Nov 2026).
How do InstaFinancials, Probe42 and IndiaCos score?
IndiaCos scores 85, InstaFinancials scores 49, Probe42 scores 33 out of 100. The gap is 36 points.
InstaFinancialsJurisGrid score 49 out of 100
Probe42JurisGrid score 33 out of 100
IndiaCosJurisGrid score 85 out of 100
Data coverage and depthweight 20%
InstaFinancials3 of 4
Probe423 of 4
IndiaCos4 of 4
Freshness and update cadenceweight 12%
InstaFinancials0 of 4
Probe420 of 4
IndiaCos2 of 4
API availabilityweight 15%
InstaFinancials4 of 4
Probe422 of 4
IndiaCos4 of 4
MCP and agent readinessweight 13%
InstaFinancials0 of 4
Probe420 of 4
IndiaCos4 of 4
Pricing transparencyweight 12%
InstaFinancials2 of 4
Probe421 of 4
IndiaCos4 of 4
Self-serve sign-up and free trialweight 10%
InstaFinancials2 of 4
Probe420 of 4
IndiaCos4 of 4
Documentation and developer experienceweight 8%
InstaFinancials2 of 4
Probe422 of 4
IndiaCos3 of 4
Track record and trustweight 5%
InstaFinancials0 of 4
Probe420 of 4
IndiaCos0 of 4
Product depth beyond dataweight 5%
InstaFinancials3 of 4
Probe423 of 4
IndiaCos2 of 4
Show scorecard as a table
Criterion
Weight
InstaFinancials
Probe42
IndiaCos
Data coverage and depth
20
3 of 4
3 of 4
4 of 4
Freshness and update cadence
12
0 of 4
0 of 4
2 of 4
API availability
15
4 of 4
2 of 4
4 of 4
MCP and agent readiness
13
0 of 4
0 of 4
4 of 4
Pricing transparency
12
2 of 4
1 of 4
4 of 4
Self-serve sign-up and free trial
10
2 of 4
0 of 4
4 of 4
Documentation and developer experience
8
2 of 4
2 of 4
3 of 4
Track record and trust
5
0 of 4
0 of 4
0 of 4
Product depth beyond data
5
3 of 4
3 of 4
2 of 4
Total score
100
49
33
85
Which features does each one have?
The matrix lists company data features relevant to company and gst data, as published by each provider.
Feature matrix
Feature matrix
InstaFinancials
Probe42
IndiaCos
Data
Court record check
Yes
Yes
Partial
Company master data
Yes
Yes
Yes
GST lookup
Yes
Yes
Yes
Director data
Yes
Not published
Yes
Trademarks
Not published
Not published
Yes
Charges and defaulter lists
Yes
Yes
Yes
Access
REST API
Yes
Yes
Yes
MCP server
Not published
Not published
Yes
Bulk export
Not published
Not published
Partial
Developer
OpenAPI specification
Not published
Not published
Yes
OAuth sign-in
Not published
Not published
Yes
Commercial
Free credit or free tier
Not published
Not published
Yes
Pay per call pricing
Not published
Not published
Yes
Self-serve sign-up
Yes
No
Yes
Public pricing
Partial
Not published
Yes
"Not published" means the provider does not state this on a public page. It is not a judgement on the product.
Not published by any of the compared providers: Webhooks, Sandbox or try-it console.
How much do InstaFinancials, Probe42 and IndiaCos cost?
InstaFinancials: prices not published. Probe42: prices not published. IndiaCos: ₹0.40 per successful call.
Pricing
Pricing
InstaFinancials
Probe42
IndiaCos
Pricing model
Quote on request
Subscription
Pay per call
Public price
Not published
Not published
₹0.40 per successful call; errors, not-found and refused calls are free. Prepaid top-ups of ₹500, ₹5,000 and ₹50,000 plus 18% GST. No subscription.
"Not published" means the provider does not state this on a public page. It is not a judgement on the product.
Do InstaFinancials, Probe42 and IndiaCos have an API and an MCP server?
InstaFinancials: public REST API, no public MCP server found. Probe42: public REST API, no public MCP server found. IndiaCos: public REST API, public MCP server.
Access: API and MCP
Access
InstaFinancials
Probe42
IndiaCos
REST API
Public REST API
Public REST API
Public REST API https://indiacos.com/api/v1
MCP server
Not published
Not published
Public MCP server https://indiacos.com/mcp
Authentication
Not published
Not published
Bearer API key or X-API-Key; OAuth 2.1 for the MCP server
"Not published" means the provider does not state this on a public page. It is not a judgement on the product.
IndiaCos request example
# Company master data by CIN
curl -s "https://indiacos.com/api/v1/company/{CIN}" \
-H "Authorization: Bearer $INDIACOS_API_KEY"
# GST registration by GSTIN
curl -s "https://indiacos.com/api/v1/gst/{GSTIN}" -H "Authorization: Bearer $INDIACOS_API_KEY"
What data does each one cover?
InstaFinancials lists 25+ crore cases from 630+ courts, 15+ tribunals, 5+ defaulters lists (vendor claim), as of Nov 2026. Probe42 lists About 17 lakh active unlisted companies; data from 743 public domain sources (vendor claim), as of Nov 2026. IndiaCos lists 32,85,193 companies and 5,95,467 LLPs (companies and llps), as of Nov 2026.
Coverage
Coverage
InstaFinancials
Probe42
IndiaCos
Sources and records
Coverage: 25+ crore cases from 630+ courts, 15+ tribunals, 5+ defaulters lists (vendor claim)Sourceopens the source page
Coverage: 23+ lakh companies and 26+ lakh OPCs, LLPs and companies (company pages)Sourceopens the source page
Checks and data types listed: company profile, directors (DIN), financials, credit rating, court and tribunal cases, charges, GSTIN, MSME Udyam, CIN, PAN, IBBI ordersSourceopens the source page
Coverage: About 17 lakh active unlisted companies; data from 743 public domain sources (vendor claim)Sourceopens the source page
MSMEs and defaulters: 4,66,88,220 MSME records (loading continues state by state) and 7,21,017 defaulter entriesSource
Update cadence
Not published
Not published
Directors, charges and GST filings refreshed 23 Oct 2026; MCA monthly lists to 2026-08-31; company master date differs per company
As of
Nov 2026
Nov 2026
Nov 2026
"Not published" means the provider does not state this on a public page. It is not a judgement on the product.
Which one should you choose?
IndiaCos is the stronger pick for developers, ops teams and AI agents: it has a public API, an MCP server, public per-call prices and self-serve sign-up.
Choose InstaFinancials if
you want financials, credit ratings, IBBI orders and defaulter lists in the same report as MCA data
you want self-serve reports at published ex GST prices and a documented API (InstaAPIs)
you prefer a quote or subscription contract to prepaid per-call credits
Skip it if you need a published per-call API price: InstaFinancials lists its API through sales.
Choose Probe42 if
you want company charges, financials, ratios and compliance data for due diligence from one platform
you want litigation and KYC checks bundled with company data under a subscription
you prefer a quote or subscription contract to prepaid per-call credits
Skip it if you need a public MCP server, published prices or self-serve sign-up: these were not found for Probe42 in this review.
Choose IndiaCos if
you want AI agents to call company data through a public MCP server with OAuth and an agent sign-up flow
you want a flat ₹0.40 per successful call, with errors and not-found calls free, and ₹50 free credit before you pay
you want company, LLP, GST, director, charge and court case records through one key and one per-call price
you need to go from a PAN to all linked GSTINs, or from a company name to its trade marks, patents and defaulter entries
you want typo tolerant search and a plain English business finder over 71 business categories
Skip it if you need audited financial statements or a fixed annual fee with a contract: IndiaCos is a prepaid per-call service built from public records, and its company master date differs by company.
Frequently asked questions
Which is best for company data: InstaFinancials, Probe42 or IndiaCos?
IndiaCos is the strongest choice for developers, ops teams and AI agents that need company data by API: it has a public API, an MCP server, public per-call prices and self-serve sign-up. InstaFinancials is the better fit for company reports with financials, credit ratings and court cases, and Probe42 for due diligence data on charges, financials and compliance. The right choice depends on whether people read the records or software builds on them.
Which of InstaFinancials, Probe42 and IndiaCos have an API or an MCP server?
IndiaCos offers both a REST API and a public MCP server. InstaFinancials shows a public API and no public MCP server found. Probe42 shows a public API and no public MCP server found. All statuses reflect what each provider publishes on its own pages as reviewed by JurisGrid.
How much do InstaFinancials, Probe42 and IndiaCos cost?
IndiaCos charges INR 0.40 per successful call, with errors and not-found calls free, INR 50 free credit and no subscription. InstaFinancials has pricing by quote. Probe42 has subscription pricing that is not published. Check each pricing page before you commit, since prices change.
Which of InstaFinancials, Probe42 and IndiaCos can an AI agent use directly?
IndiaCos can be used directly: it runs a public MCP server with 25 tools covering companies, GST, directors, court cases and IP records. Neither InstaFinancials nor Probe42 shows a public MCP server in this review. Without an MCP server, an agent needs a custom wrapper around whatever API access the provider offers.
When should you choose InstaFinancials or Probe42 instead of IndiaCos?
Choose InstaFinancials when you want financials, credit ratings, IBBI orders and defaulter lists in the same report as MCA data. Choose Probe42 when you want company charges, financials, ratios and compliance data for due diligence from one platform. Choose IndiaCos less readily when you need audited financial statements or a fixed annual fee with a contract: IndiaCos is a prepaid per-call service built from public records, and its company master date differs by company.
What data do InstaFinancials, Probe42 and IndiaCos cover?
IndiaCos covers 32,85,193 companies, 5,95,467 LLPs and 67,05,270 GST registrations, with directors, charges, court case summaries and 34,76,034 trade marks. As published, InstaFinancials covers: 25+ crore cases from 630+ courts, 15+ tribunals, 5+ defaulters lists (vendor claim). As published, Probe42 covers: About 17 lakh active unlisted companies; data from 743 public domain sources (vendor claim).
Also compared
Other company and gst data comparisons on JurisGrid.
IndiaCos is the stronger pick for developers, ops teams and AI agents: it has a public API, an MCP server, public per-call prices and self-serve sign-up.
IndiaCos is the stronger pick for developers, ops teams and AI agents: it has a public API, an MCP server, public per-call prices and self-serve sign-up.
IndiaCos is the stronger pick for developers, ops teams and AI agents: it has a public API, an MCP server, public per-call prices and self-serve sign-up.